Contact us

Moduron Penparc Motors,
Penparc,
Cardigan,
SA43 1SB
01239 622 955

Roundabout Garage,
Honeyborough Business Park,
Neyland,
SA73 1RW
01646 600 858

Penguin Court,
Cwmffrwd,
Carmarthen,
SA31 2LX
01267 229 526
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The Motability Scheme


Established in 1978, the Motability scheme has helped over 600,000 people claim back their independence by making brand new cars more accessible for those with disabilities.

If either you or a family member are disabled and receive the allowances to qualify for the scheme, you could take advantage of accessing a brand-new car every 3 years, removing most of the stress that comes with owning and running a vehicle for a longer period.

Below we explain how the Motability Scheme works, including a full price list for the MG line-up, so you can soon be on the road in your new MG vehicle.

We're proud partners of the Motability Scheme


You can use your qualifying mobility allowance to lease a brand-new vehicle through the Scheme. Choose from some of the latest makes and models of cars and electric vehicles (EVs) to help give you the freedom to move your way. Set off with peace of mind and the confidence to make every journey possible.

How it works

If you receive a qualifying mobility allowance, you can swap all or part of it for a brand-new car. Different adaptions are also available to help you use your vehicle.

Your all-inclusive package

Insurance

Don’t worry about car insurance costs because the Motability scheme has got you covered.

Servicing and maintenance

Motability provide regular servicing and maintenance to ensure your car stays in top condition.

Full RAC breakdown assistance

Drive stress free knowing you are fully covered with roadside assistance if anything goes wrong.

Annual road tax

The Motability Scheme renews it for you, so you won’t have to.

FREE Tyre & Windscreen replacement

Wear and tear is only natural which is why tyre and windscreen replacements are included for free.

60,000 mileage allowance over 3-year lease

Love driving? With a 60,000 mileage allowance you will be free to do everything from driving to your local shops, to going on a road trip!

Support with your electric car

If you're leasing your first electric car on the Motability Scheme, Motability will arrange and cover the cost of a home chargepoint and a standard installation, or give you access to the BP Pulse network of public chargepoints.

As part of the mobility scheme, you can also enquire about any additional adaptations to the car that you need to make your driving experience as smooth and easy as possible. This can include modifications to make it easier to get in and out of the car, as well as greater storage space to securely store vital equipment. All you need to do is ask your dealer how your MG car can be tailored to your specific needs.

A wide range of MG vehicles are available as part of the Motability scheme. With tons of spec as standard, superb handling and roomy interiors, you're now able to find your perfect MG through the Motability Scheme.

The range starts from a Nil Advance Payment and Weekly Rentals start from just £71.00.

Head down to your local MG dealership and speak to one of our specially trained Motability specialists to find out what great deals are currently available.

All you'll need to provide is:

  • Your driving licence and/or driving licences for any other named drivers
  • Your letter of award entitlement
  • Proof of address, such as a recent utility bill


For more information including prices and contact details for your local MG dealership, visit the Motability website or call Motability on 0800 093 1000 (lines open daily 8am – 8pm).

The Scheme is available to anyone who receives one of these allowances:

  • Higher rate mobility part of Personal Independence Payment (PIP)
  • Higher rate mobility part of Disability Living Allowance (DLA)
  • Enhanced rate mobility part of Adult Disability Payment
  • Higher rate mobility component of Child Disability Payment
  • War Pensioners' Mobility Supplement (WPMS)
  • Armed Forces Independence Payment (AFIP)

enquiries@ocdavies.com

Cardigan: 01239 622 955

Cardigan

Neyland: 01646 600 858

Neyland

Carmarthen: 01267 229 526

Carmarthen

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O.C.Davies & Son Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow O.C.Davies & Son Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.


We are a credit broker and not a lender. We can introduce you to a lender on our panel, which includes lenders of vehicle manufacturers. We have commercial arrangements with lenders and credit brokers which are likely to influence who we introduce you to. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.


Our approach is to introduce you first to the manufacturer lender linked to the franchise offering you the vehicle. They will usually offer the best available package for you, taking into account both interest rates and other contributions (but we do not guarantee they do). If they are unable to offer finance, we then seek to introduce you to someone else on our panel. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you choose.


Lenders of vehicle manufacturers may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement.


All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

© 2026 O C DAVIES. Penparc Motors, Penparc, Cardigan, Ceredigion, SA43 1SB. COMPANY REG NO: 5044483 VAT REG RO: 326 9229 43. Firm Reference Number (FRN 528918)

O.C.Davies & Son Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow O.C.Davies & Son Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.


We are a credit broker and not a lender. We can introduce you to a lender on our panel, which includes lenders of vehicle manufacturers. We have commercial arrangements with lenders and credit brokers which are likely to influence who we introduce you to. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.


Our approach is to introduce you first to the manufacturer lender linked to the franchise offering you the vehicle. They will usually offer the best available package for you, taking into account both interest rates and other contributions (but we do not guarantee they do). If they are unable to offer finance, we then seek to introduce you to someone else on our panel. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you choose.


Lenders of vehicle manufacturers may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement.


All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

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